Financing

Working capital for everyday operations

Working capital financing supports the everyday rhythm of your business. Rather than funding a single asset, it provides flexible capital to cover operating needs such as payroll, inventory, supplier payments, and the gaps that come with growth and seasonality.

Overview

Fuel for the day to day

Kairos Equities looks at your revenue, cash flow, and goals to recommend a structure that keeps operations smooth without overextending. We focus on financing that fits the real cadence of your business.

Common uses

PayrollInventory and suppliesSupplier paymentsSeasonal coverageGrowth supportOperating reserve
Process

How it works

Review

We study your revenue, cash flow, and operating needs.

Recommend

We propose a structure that fits your cadence and goals.

Package

We present your file to suitable lenders.

Fund

Capital arrives to support day to day operations.

What to expect

Structure and terms

Illustrative overview. Actual amounts, rates, and terms vary by lender and borrower profile.
StructureFlexible capital for operating needs
BasisOften tied to revenue and cash flow
Use of fundsPayroll, inventory, suppliers, and general operations
RepaymentVaries by product and structure
RatesVary by product, lender, and borrower profile
Figures shown are illustrative and for general information only. Final amounts, rates, and terms are determined by third party lenders based on your specific situation.
Qualification

Do you qualify?

Working capital availability is generally tied to revenue and cash flow. Strong files often show the following.

  • An active operating business
  • A consistent revenue history
  • Bank activity that reflects cash flow
  • A clear operating use of funds
  • Basic supporting documentation
Questions

Frequently asked questions

What counts as working capital financing?
It is a broad category covering several products that fund operations rather than a single asset. The right structure depends on your revenue, timing, and goals.
How much working capital can I access?
Availability is generally tied to your revenue and cash flow. We help you understand a realistic range for your profile.
Does Kairos Equities provide the funds?
No. We are an advisory and brokerage firm, not a direct lender. We match you with third party lenders and prepare your request.
How fast can working capital fund?
Some structures fund quickly once documentation is ready. We give you a realistic timeline based on the product and lender.

Explore working capital

Tell us about your business and goals, and we will help you find and secure the right financing.