Legal

Terms of Service

The terms that govern our services

Last updated: June 2026

This page is provided as a starting template. Please have it reviewed by qualified legal counsel before publication to confirm it fits your business and complies with applicable law.

These Terms of Service govern your use of the Kairos Equities website and services. By accessing our site or engaging our services, you agree to these terms.

Acceptance of terms

If you do not agree with these terms, please do not use our website or services. We may update these terms from time to time, and continued use after changes means you accept the updated terms.

Nature of our services

Kairos Equities is an independent financing advisory and brokerage firm. We help businesses identify financing options, prepare requests, and connect with third party lenders. We are not a bank, a direct lender, or a government agency, and we are not affiliated with the U.S. Small Business Administration.

No guarantee of funding

We do not guarantee that you will be approved for financing or receive any particular amount, rate, or term. Lending decisions are made solely by third party lenders based on their own criteria.

Eligibility

You represent that you are at least eighteen years old and authorized to act on behalf of the business for which you seek financing, and that the information you provide is accurate and complete.

Your responsibilities

You agree to provide accurate information, to use our services lawfully, and not to misuse the site or attempt to disrupt its operation. You are responsible for your own financial decisions.

Third party lenders and links

Our services involve third party lenders, and our site may link to third party websites. We are not responsible for the products, services, terms, or content of third parties, and your dealings with them are governed by their terms.

Intellectual property

The content on this site, including text, graphics, logos, and design, is owned by or licensed to Kairos Equities and is protected by applicable law. You may not copy or reuse it without permission.

Disclaimers

Our website and services are provided on an as is and as available basis without warranties of any kind, express or implied, to the fullest extent permitted by law. Information on this site is general and is not legal or financial advice.

Limitation of liability

To the fullest extent permitted by law, Kairos Equities is not liable for any indirect, incidental, special, or consequential damages arising from your use of our site or services.

Indemnification

You agree to indemnify and hold harmless Kairos Equities and its team from claims arising out of your use of our services or your violation of these terms.

Governing law

These terms are governed by the laws of the State of Texas, without regard to its conflict of laws rules. Any disputes will be handled in the appropriate courts located in Texas.

Changes

We may modify these terms at any time by posting an updated version on this page.

Contact us

Questions about these terms can be sent to Submissions@kairos-equities.com.