Overview
Get the assets, keep the cash
Kairos Equities helps you compare financing and leasing structures, match the term to the equipment, and present your request to lenders that specialize in your industry and asset type. The result is the tools you need with cash preserved for operations.
Common uses
Machinery and toolsCommercial vehiclesTechnology and ITMedical equipmentRestaurant and kitchenConstruction assets
Process
How it works
Identify
We confirm the equipment, cost, and how it supports your business.
Structure
We align the term and payment with the useful life of the asset.
Place
We match your request to lenders that fund your equipment type.
Acquire
You obtain the equipment and put it to work.
What to expect
Structure and terms
| Structure | Financing or leasing secured by the equipment |
|---|---|
| Funding range | Typically scaled to the value of the asset |
| Typical terms | Often aligned to the useful life of the equipment |
| Collateral | The financed equipment generally serves as collateral |
| Rates | Competitive and market based, varying by lender and asset |
Figures shown are illustrative and for general information only. Final amounts, rates, and terms are determined by third party lenders based on your specific situation.
Qualification
Do you qualify?
Equipment requests center on the asset and your ability to support the payment. Strong files often show the following.
- An operating business that will use the equipment
- A clear quote or invoice for the asset
- Reasonable owner credit
- Revenue that supports the payment
- Basic supporting documentation
Questions
Frequently asked questions
Can I finance used equipment?
Often yes, depending on the asset and lender. We help you find structures that fit both new and used equipment where available.
Should I finance or lease?
It depends on how long you will use the equipment, your cash flow goals, and how you want to handle the asset at the end of the term. We walk you through the tradeoffs.
Is Kairos Equities a direct lender?
No. We are an advisory and brokerage firm. We connect you with third party lenders and help you structure and present your request.
How much can I finance?
Funding is generally scaled to the value of the equipment and your profile. We help you understand a realistic range before you apply.
Explore equipment financing
Tell us about your business and goals, and we will help you find and secure the right financing.