Financing

Short-term financing when timing matters

Short-term financing is built for speed and flexibility. When timing matters more than a long payoff window, a shorter duration product can put capital to work quickly, whether you are covering a temporary gap, fulfilling a large order, or seizing a moment that will not wait.

Overview

Speed without the long commitment

Because these products move fast, structure and fit matter. Kairos Equities helps you choose financing that solves the immediate need without creating strain down the road, and we are candid about when a different product would serve you better.

Common uses

Bridge financingLarge order fulfillmentPayroll gapsTime sensitive dealsSeasonal demandShort runway needs
Process

How it works

Triage

We pinpoint the need and how quickly capital has to arrive.

Select

We identify the fastest suitable product for your situation.

Submit

We package and place the request with speed in mind.

Deploy

Funds arrive and you address the opportunity or gap.

What to expect

Structure and terms

Illustrative overview. Actual amounts, rates, and terms vary by lender and borrower profile.
StructureShorter duration financing for near term needs
SpeedBuilt for faster decisions and funding
RepaymentShorter windows, often daily, weekly, or monthly
Best forBridging gaps and time sensitive opportunities
RatesVary by product, lender, and borrower profile
Figures shown are illustrative and for general information only. Final amounts, rates, and terms are determined by third party lenders based on your specific situation.
Qualification

Do you qualify?

Short-term products are more flexible on history but focus on recent performance. Strong files often show the following.

  • An operating business with active revenue
  • Recent bank activity that reflects cash flow
  • A clear, near term use of funds
  • The ability to support the repayment schedule
  • Basic supporting documentation
Questions

Frequently asked questions

How fast can short-term financing fund?
Some products can move within days when documentation is ready. We set realistic expectations based on the specific lender and structure.
Is short-term financing right for me?
It depends on the need. Short-term products solve timing and bridging problems well, but for longer projects a term loan or SBA option is often a better fit. We will tell you honestly which path makes sense.
Does Kairos Equities lend the money?
No. We are an advisory and brokerage firm. We connect you with third party lenders and help you choose and prepare the right request.
What does short-term financing cost?
Cost varies by product, term, and your profile. Shorter, faster financing can carry higher cost than long term options, so we help you weigh the tradeoff before you commit.

Explore short-term financing

Tell us about your business and goals, and we will help you find and secure the right financing.

Request financing